Many of us go year after year, living paycheck to paycheck never seeing the light at the end of the tunnel and it’s not getting easier. The cost of living continues to rise and in our fast paced digital world we are spending money without even acknowledging it. Even if you think you know where every penny is going each month, it wouldn’t hurt to carve out some time to print out your bank statements and do a little treasure hunting. By looking at your account activity, line by line and using crayons to categorize each expense you might see where you can save or eliminate an expense. For example, you can use these colors to categorize or come up with your own: